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Posts in August 2016

5 ways businesses can prepare for hurricane season

In recent years, properties in the United States have been hit hard by natural disasters, with the largest insured loss event occurring in 2014, according to the Rocky Mountain Insurance Information Association.

Property and casualty insurance industry catastrophes losses in the United States rose to $15.5 billion in 2014, up from 12.9 billion in 2013.

As a result, claims rose to 2.1 million in 2014, compared with 1.8 million in 2013, the association reported, citing that each year about 6 percent of homeowners file claims.

Mitigate possible losses

But homeowners aren’t the only ones who are affected by these catastrophes. As we approach this hurricane season, businesses should ensure they have an emergency preparedness plan in place in order to mitigate losses should a storm occur.

Floods can occur anywhere, anytime, with little or no warning and businesses must make preparations so that if flooding occurs after a storm, they are able to remain open, or reopen quickly after a flood disaster.

… read more > “5 ways businesses can prepare for hurricane season”

How to Help Prepare for a Hurricane

Your level of preparation before a hurricane can determine how well you weather the storm and how quickly you recover from it. You should start preparing your home, inside and out, long before a storm is in the forecast. In the end, you can never be too prepared when it comes to protecting your loved ones and your property from extreme weather events such as hurricanes.

Know the Forecast

You may hear the terms “hurricane watch” and “hurricane warning” in your local forecast. Understanding the difference between them is essential to helping you prepare for a hurricane. As soon as a hurricane watch or warning is forecast for your area, it is important, depending on the type of alert, to immediately begin or complete your preparations.

A watch means hurricane conditions are possible within 48 hours. You should begin to stock up on emergency supplies in the event a warning is issued.… read more > “How to Help Prepare for a Hurricane”